PPO Plan 1
Not HSA Eligible
20%
Coinsurance
$9,000 / $18,000
Individual/ Family Deductible
$9,200 / $18,400
Individual/Family Max Out-of-Pocket
Deductible + 20%
Emergency Room Visit
Prescriptions
$10 Generic Drugs
$30 Preferred Brand
$50 Non-Preferred Brand
20% Specialty Drugs
General Information
Health Now
Phone: 1-855-550-3733
What is a PPO plan?
A preferred provider organization plan has a higher monthly cost, but a lower deductible meaning the plan will cover more sooner.
HDHP vs PPO plans
General Information
Health Now
Phone: 1-855-550-3733
What is a HDHP plan?
A plan with a higher deductible than a traditional insurance plan. A high deductible plan can be combined with a health savings account (HSA), for you to pay for certain medical expenses with money you set aside in your tax-free HSA.
HDHP vs PPO plans
HDHP Plan
HSA Eligible
20%
Coinsurance
$3,000 / $6,000
Individual/ Family Deductible
$6,500 / $12,000
Individual/Family Max Out-of-Pocket
Deductible + 20%
Emergency Room Visit
Prescriptions
Deductible + 20% Generic Drugs
Deductible + 20% Preferred Brand
Deductible + 20% Non-Preferred Brand
Deductible + 20% Specialty Drugs
General Information
Health Now
Phone: 1-855-550-3733
What is a HDHP plan?
A plan with a higher deductible than a traditional insurance plan. A high deductible plan can be combined with a health savings account (HSA), for you to pay for certain medical expenses with money you set aside in your tax-free HSA.
HDHP vs PPO plans
PPO Plan 1
Not HSA Eligible
20%
Coinsurance
$9,000 / $18,000
Individual/ Family Deductible
$9,200 / $18,400
Individual/Family Max Out-of-Pocket
Deductible + 20%
Emergency Room Visit
Prescriptions
$10 Generic Drugs
$30 Preferred Brand
$50 Non-Preferred Brand
20% Specialty Drugs
PPO Plan 2
Not HSA Eligible
20%
Coinsurance
$2,000 / $4,000
Individual/ Family Deductible
$6,900 / $13,800
Individual/Family Max Out-of-Pocket
$300 copay
Emergency Room Visit
Prescriptions
20% Generic Drugs
20% Preferred Brand
20% Non-Preferred Brand
20% Specialty Drugs
HDHP Plan
HSA Eligible
20%
Coinsurance
$2,000 / $4,000
Individual/ Family Deductible
$2,000 / $4,000
Individual/Family Max Out-of-Pocket
Deductible + 20%
Emergency Room Visit
Prescriptions
0% after Deductible Generic Drugs
0% after Deductible Preferred Brand
0% after Deductible Non-Preferred Brand
0% after Deductible Specialty Drugs
